Budget

Help & installation

Install the app on your devices and learn the basics in two minutes.

Mac

Safari (macOS Sonoma or newer)

  1. Open this app's address in Safari.
  2. Choose File → Add to Dock…
  3. Click Add. Open it from the Dock or Launchpad like any app.

Chrome or Edge

  1. Open the app in Chrome/Edge.
  2. Click the install icon at the right end of the address bar (or ⋮ → Cast, save and share → Install).
  3. Click Install.

iPhone & iPad

  1. Open the app's address in Safari.
  2. Tap the Share button (square with an arrow).
  3. Scroll and tap Add to Home Screen.
  4. Tap Add. Launch it from your Home Screen — it opens full-screen and works offline.

Each device keeps its own private copy. To move data, create a backup in Settings and restore it on the other device (e.g. via AirDrop or iCloud Drive).

Privacy

  • • Your data lives only on your device, encrypted.
  • • Statements are processed on-device (PDF.js + on-device OCR). The OCR engine is downloaded once; your documents are never uploaded.
  • • No bank linking, no ads, no tracking.
  • • Settings → Delete everything erases all data.

How to use it

  1. Upload Statements: drop a monthly PDF (or CSV). Password-protected PDFs will ask for the password.
  2. Review: rows highlighted in yellow need a quick check. Fix the category, date or amount, then Import.
  3. Monthly Budget: we create a preliminary budget from what you spent. Add anything missing (bills paid from other accounts) with “Add missing item”.
  4. Dashboard: your month at a glance. Switch months, accounts or household members at the top.
  5. Transactions: change a category once and we'll remember it for that merchant. Click a description to split, add notes, mark business, or exclude transfers.
  1. Bills: confirm recurring payments we detected; the forecast uses them to project 30/60/90 days.
  2. Debt: enter balances and rates from your loan statements to compare snowball vs avalanche.
  3. Savings Goals: set targets and monthly amounts; we suggest affordable contributions.
  4. Reports: download PDF, Excel or CSV, or a one-page budget summary to print.
  5. Mistake? Press Undo at the top. Every change is saved automatically and logged in Transactions → Edit history.

How amounts are counted

  • • Transfers between your accounts are excluded from income and spending.
  • • When a credit card's purchases are imported, the card's purchases count as expenses and the payment from checking is treated as a transfer (no double-counting). Without card statements, card payments count as debt payments.
  • • Refunds reduce spending in their category. Savings transfers count as savings, not spending.
  • • All figures are calculated with fixed formulas from your data — nothing is invented.

Tip: add the app to your Dock/Home Screen for the best full-screen experience.